德州教育自由帳戶（Texas Education Freedom Accounts, TEFA）

Jan 27, 2026 • 5 min read

最近小編在看德州教育自由帳戶的資訊，在這裡想分享一下簡介。有興趣的人可以上官網了解更多資訊。

這是德州政府推出的一項教育儲蓄帳戶計畫，預計從2026–2027 學年開始實施。

官方網站：educationfreedom.texas.gov。

州政府會把教育經費放進家長名下的專用帳戶，讓家長自行用於孩子的教育開支。這是一個讓家長可以把「原本用在公立學校的教育經費」，改用在私校、自學、補習、治療與客製化教育方案上的德州官方計畫。

申請條件？

必須是德州居民+公民或是合法居民
必須符合在德州公立學校就讀的條件
- 學生本身必須有資格在德州公立學校或公立特許學校就讀（包括免費公立學前教育）。
- 進入 TEFA 計畫後，在使用 TEFA 資金的學年中不能同時全日制就讀公立或特許學校。
若申請人數超過名額，會進入優先順序 + 抽籤制度

家長申請時間（第一年）：👉 2026 年 2 月 4 日 – 3 月 17 日

補助金額（官方估算）

實際金額每年會依州政府公告調整。

你可以將資金用於許多核准的教育相關用途，前提是服務提供者／廠商必須是州政府核准的單位。所有消費都必須透過 TEFA 官方線上系統（Odyssey）進行。

可使用的項目包括：

課業輔導／家教服務（需具備合格認證的老師或機構）
教育相關治療服務，例如：
- 語言治療（Speech Therapy）
- 職能治療（Occupational Therapy）
- 物理治療（Physical Therapy）
- 行為治療（Behavioral Therapy）（前提是這些費用沒有已被 Medicaid、CHIP 或保險全額給付）
孩子課程所需的教科書與教材
雙學分課程或線上課程的費用
往返核准教育或治療機構的交通費
科技設備（如電腦、教育軟體），若為學習必需，且受年度金額比例上限限制（通常約不超過當年帳戶的 10%）
評估相關費用（測驗、能力評估、鑑定）
其他經 TEFA 規定核准、用於支持孩子個別化教育計畫的服務或課程

重要注意事項

What TEFA is

A state-funded education savings account program created by the Texas Legislature in 2025 (Senate Bill 2).
Administered by the Texas Comptroller of Public Accounts with oversight of how funds are used.
It’s intended to expand education choice beyond traditional public schools.

How it works

Families whose children are accepted into the program receive state funds deposited into an individual TEFA account. Parents then use that money for approved education costs.
Approved expenses can include private school tuition and fees, textbooks, tutoring, therapies, transportation, online courses, curriculum, and some technology (with restrictions).

Eligibility & application

Children must be Texas residents and eligible to attend a Texas public school or pre-K/charter program.
Applications for families open February 4 – March 17, 2026 for the 2026-27 year.
Participation isn’t guaranteed; if demand exceeds available funding, a prioritization and lottery system is used.

Funding amounts

For the 2026-27 school year, estimated funding is roughly:
- ≈$10,474 per year for students attending approved private schools.
- Up to $30,000 for students with documented disabilities.
- ≈$2,000 for homeschool students or those not in private school.

Purpose

The goal is to give parents more control over how public education dollars are spent for their child’s education — by letting them use state funds for alternatives to the traditional public school system.

You may spend money on many

approved education-related uses, as long as the vendor/provider is state-approved and the purchase is made through the TEFA online system (Odyssey).

Common eligible categories include:

Tutoring services (with an appropriately certified tutor)
Educational therapies such as:
- Speech therapy
- Occupational therapy
- Physical therapy
- Behavioral therapy(as long as not already fully covered by other benefits like Medicaid/CHIP or insurance)
Textbooks & instructional materials required by your child’s program
Dual-credit or online courses fees
Transportation to/from approved providers
Technology (computers, software) if required for education, subject to a cap (typically up to ~10% of the account that year)
Assessment-related costs (testing and evaluation)
Other approved services or programs that help support your child’s individualized educational plan and are permitted by TEFA rules

Important considerations

Only eligible expenses count: Funds must be used for TEFA-approved purposes; casual or unrelated costs (like general extracurriculars or insurance) are generally not allowed.
Must purchase through the official system: The TEFA portal handles payments to providers/vendors, not reimbursements to families.
Unused money rolls over: If you don’t spend the full balance in one year, it stays in the account for future eligible educational uses while the child remains in the program.

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